Lending
Secure optimal financing solutions with expert preparation and presentation that improves approval rates and delivers better terms from lenders across Melbourne.
Lending
Loan Rejections and Poor Terms Are Crushing Business Growth Opportunities
Traditional lending processes favour borrowers who understand how to present their applications professionally, leaving many viable businesses struggling with rejections or accepting unfavourable terms. Poor financial presentation, inadequate documentation, and misunderstanding lender requirements result in missed opportunities and higher costs.
Banks and alternative lenders each have specific criteria and preferences that aren't obvious to business owners focused on operations rather than finance. Without expert guidance, you're likely presenting your business in ways that highlight weaknesses rather than strengths.
Delayed or rejected loan applications disrupt business plans, force expensive interim financing arrangements, and can damage relationships with suppliers and customers who depend on your ability to deliver on commitments and growth initiatives.
Personalised Service
We treat every client like a partner — no cookie-cutter advice here.
Proactive & Strategic
Forward-thinking insights to help you grow with confidence.
Transparent Pricing
Transparent quotes. No hidden fees. No unexpected costs.
Smart Accounting
Modern tools and expert support to simplify your finances.
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Assessment & Planning
Implementation
Ongoing Support
Frequently asked questions
Got Questions? We've Got Answers
Have a question? We’ve answered some of the most common ones below.
When do I need to lodge an individual tax return?
Your tax return can be lodged after 30 June each year, with 31 October being the deadline for submission. However, if Clear Tax is registered with the ATO as your tax agent, you will generally be granted an extension to 15 May the following year.
Can’t I just do my tax return myself?
Even if your tax affairs are relatively straightforward, it still pays to work with a professional accountant in order to make sure the process is done thoroughly and that you receive all the deductions to which you are entitled. It also helps to remove the stress, and ensures you don’t inadvertently receive any fines or penalties.
Can I claim deductions on my personal tax return?
Any expenses that you incur as part of your job or employment can be claimed as a tax deduction. In this way, you reduce your liabilities and, if you have paid more tax than you were liable for, you may be entitled to receive a tax refund. Our tax accountants can advise you as to any specific deductions you are entitled to claim.
What do I do if I have not lodged a previous tax return?
If you have missed a previous year’s tax deadline, get in touch with Clear Tax Melbourne as soon as possible. We can determine your status with the ATO and whether you have had any penalties imposed and, if necessary, devise strategies that might minimise any late fees and get you back up to date.
What do I need to do to get business financing?
In order to get funding from a financial institution, you will need to show a potential lender your current financial status and plans for the business. Clear Tax can work with you to prepare a budget, cash flow analysis and forecast, a profit and loss projection, and any other documentation that a start up or new business requires to get access to finance.
Can you help me to buy an existing business?
When you are in the market to buy an existing business, it is important to have as clear an understanding of its financial position and tax liabilities as possible. Clear Tax business advisers will work with you in areas such as sales and profit projections, and structuring the business, so that you have the best passible chance of success.
Who We Help
Industries We Serve
We understand that each industry has unique financial needs. Our team has experience working with:
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Improve Your Lending Success with Professional Application Management
Our lending specialists prepare comprehensive applications that highlight your business strengths whilst addressing potential lender concerns proactively. We work with multiple lenders to identify the best fit for your specific requirements and negotiation optimal terms.
With professional lending support, you'll secure financing faster with better terms, enabling business growth and investment opportunities that drive long-term success and competitive positioning.
